STARTING FROM SCRATCH

In 2017 my life completely changed. In the preceding 12 months my normal routine was shattered by two life-changing events, and I found that as I approached my mid-fifties, I was suddenly single and out of work for the first time in my life.

I had seen the impending catastrophe coming and began to consider how I was going to react to this forced change in my circumstances. I realised this would be a major crossroads in my life. Thankfully, many years of hard-work and thrift meant that if I could modify my way of life it might be possible to change direction.

This was an opportunity to embrace change and use it as a springboard to do something more worthwhile and satisfying with my time. Many people are unhappy in their working life but the constraints of financial responsibilities prevent them from contemplating changing direction. Suddenly