NPR

6 tips to help you pick the right health insurance plan

The open enrollment period to buy health insurance on HealthCare.gov starts now and runs through Jan. 15, 2022. Look for more options and expanded subsidies this year — and more help signing up.
Source: Subin Yang for NPR

If you're buying health insurance outside a job-based plan, you're in luck this fall. After years of cutbacks and — some say sabotage — of the Affordable Care Act during the Trump administration, the Biden administration is pulling out the stops to help people find good health plans on HealthCare.gov right now -- the open enrollment period starts this week. You will have more time to sign up, more free help choosing a plan, and a greater likelihood you'll be eligible for subsidies to help keep down the costs of a health plan you buy via the ACA marketplace.

Still, picking health insurance can be hard work, even if you're choosing a plan through your employer. There are a lot of confusing terms, and the process forces you to think hard about your health and your finances. Plus you have to navigate all of it on a deadline, often with only a few-week period to explore your options and make decisions.

Whether you're aging out of your parent's plan and picking one for the first time, or you're in a plan that no longer works for you and you're ready to

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