Tell the truth, the whole truth

Super fund members rely on labels such as growth, balanced, conservative and cash to help them choose an investment option. They match their risk profile and goals with the most suitable product. But how true to label are the options?

Each has a different exposure to growth and defensive assets. The growth option aims for higher returns and invests in more volatile assets such as equities and property. The cash option is least risky, but also less rewarding.

But since the introduction of super, options have taken