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    3 Ways Early Retirees Can Minimize Their Health Insurance Costs

    by Brady Bellue Aug 24, 2021 4 minutes

    Rising health care costs can be a risk at any age. If you want to or need to retire early, health care costs are an especially important part of retirement planning, since Medicare doesn’t kick in until age 65. That means you need to find health insurance at a time when you’re vulnerable to higher costs and also lack a paycheck.

    The Affordable Care Act (ACA) was intended to make insurance more affordable and equitable, eliminating previous pre-existing condition requirements and tying income to federal health insurance subsidies. These subsidies are triggered, provided your , when you purchase health insurance either through the federal health care exchange at healthcare.gov or a state insurance exchange. In 2021, there.

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