Ready to Retire? Not Until You've Done These 3 Things
One of the biggest threats to your financial security isn't the markets, interest rates or even your job security. It's a lack of preparation, particularly for unexpected events, that usually leaves investors reeling when markets swoon. If you haven't protected yourself from the potential downsides in life, after all, then it's difficult to maneuver when the unforeseen strikes.
Some recent numbers from the Employee Benefit Research Institute's Retirement Confidence Survey showcase this lack of preparation in action during retirement planning. According to the , 66% of those 55 years and older said they were confident that they had enough money to live comfortably throughout retirement. But 48% within the same age group have not calculated their retirement
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