Men lie, women lie, but the numbers don’t
May 01, 2021
3 minutes
NICOLETTE MASHILE
Freepik
IN 2016, following the success and ease in purchasing my first property, I reckoned I could apply the same process with my second. What wasn’t apparent to me was that buying cash versus buying with a bank loan would be very different.
When you purchase with cash, the offer to purchase (OTP) is enforceable after the seller accepts your offer, provided you don’t need the cooling-off period of five days. When you buy using a bank loan, there are clauses in the OTP that need to
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