What to Do If Your Stimulus Check is Lost, Stolen or Destroyed
It's bad enough if a new sweater you ordered on Amazon gets lost in the mail – but you're really going to get mad if the post office loses your $600 stimulus check. What do you do then? Or what happens if your bank never receives your direct deposit stimulus payment from the IRS? Are you going to lose that money?
Fortunately, the IRS has a procedure to help. If your first-round ($1,200) or second-round ($600) stimulus payment is lost, stolen or destroyed, you can ask the IRS to perform a "payment trace" to see if your payment was cashed. In fact, you may need to request a trace in order to eventually get paid (assuming you're eligible for a stimulus check). That's the good news.
