YOUR MONEY SORTED

THESE days more people are taking out life insurance – and this isn’t only because of the Covid-19 pandemic. Already last year the number of life, disability, income protection and dread disease policies increased by more than 30%, which meant that by the end of 2019, almost 12 million South Africans had some form of cover.

But how are premiums calculated and how can you be sure you’re not paying too much? We spoke to Sheila-Ann Robey,