Kiplinger

Be a Budgeting Expert: How to Track Spending with a Detailed Budget

Although budgeting often evokes angst, it shouldn’t.  Budgeting is a sign of freedom, putting you in the driver’s seat on spending and saving decisions.

For those of you who find the Envelope Budget too simple, let’s discuss the Detailed Budget method instead.  This method is a little more work, but it’s great for those who want to dive more deeply into their finances than the Envelope Budget allows.

Basically, this budgeting method consists of a spreadsheet you can download and fill out

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