$1 Million for the Kids
About 20 years go, Tom Niles was just out of college and spending the day fishing in his 15-foot Boston Whaler off the coast of Massachusetts, out near Boston Light. His motor died, and he couldn’t get it restarted. It was September and a little chilly. The tide was going out, and the sun was starting to set in the distance. He grabbed his handheld VHF radio and called the U.S. Coast Guard for help. A Coast Guard vessel was on its way toward him anyway, bound for Quincy; it stopped, the guardsmen tied his Whaler on, and they towed him to shore.
“I said to the guys, as they dropped me off, ‘Someday
