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  • Mindful

    The Path to Prosperity

    Oct 23, 2018 5 minutes
    By Bari Tessler
    Illustrations by Asia Pietrzyk

    The true litmus test of a budget—what I like to call your “money map”—is whether it’s leading you toward a happy life. And you’re the only one qualified to define what a happy life looks like for you—and what steps you’re willing to take toward it. For some people, this may mean earning more money, spending less, or aggressively paying down debt. For others, it might actually mean working a little less, so they can enjoy time with family or recoup from a health crisis. Money mapping is about discerning what’s important to you in life (knowing there are rhythms and cycles to this), and then reverse-engineering a lifestyle that supports your version of happiness.

    The Three-Tier Money Map

    Most traditional approaches to budgeting have us list out a single, master-plan version of our income

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