Starting from Scratch
ROSIE glanced nervously at her partner, Nick, as they sat down.
The bank’s business adviser offered his hand. “I’m Andrew. What can I do for you?”
Rosie gripped Nick’s hand beneath the desk. “We’re hoping to open a café,” she said.
“Here in Penworth?” Andrew asked.
Rosie nodded. “We’ve found the perfect premises, with a two-year lease.”
“There are lots of cafés in town already,” Andrew said. “What will make yours different from the rest? Do you have a USP? That means-”
“A unique selling point.” Rosie smiled. “Yes. It’s going to be called the Cupcake Café. I’ve been making cupcakes for friends and family for years.”
She pushed a box across the desk, hoping he wouldn’t see it as outright bribery. Surprise flashed across his face.
“There’s a Strawberry Surprise with jam in the
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