Inc.

The Future Is Now

For six years, Matt Stadelman and his co-founders had pushed retirement savings to the bottom of their to-do list, as they plowed any spare cash into growing their St. Paul, Minnesota–based business, Jet Construction & Remodeling. “I was so focused on the present,” he recalls. “When we finally put together a retirement plan for our staff, the light bulb went off: We should be taking care of ourselves, too.”

On some level, Stadelman thought he had been saving

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