Want to Beat Boring CDs? Munis Can Be a Conservative Way to Increase Yield
Often retirees will have excess funds sitting in the bank. Far more than they need for an emergency. And in some extreme cases, they have all their money in the bank because they don't feel comfortable putting it in stock-related portfolios.
The result is that they may spend their golden years struggling to have enough income to live a comfortable lifestyle.
One possible solution -- especially for retirees in the middle tax brackets -- is to consider higher-quality, shorter-term tax-free bond funds. This way, instead
