Are You Working with a Retirement Specialist?

Have you ever had the nagging feeling that there's a lot more to retirement planning than what your financial professional is providing?

Maybe you heard someone on the radio or saw a Sunday morning TV show about retirement advice. Or, perhaps you attended a free retirement seminar at a local restaurant or read an article online. And now there's this worrisome question pinging around in your brain: Why hasn't my adviser been talking to me about any of this stuff?

Concerns might include maximizing Social Security, choosing the right Medicare plan, what to do if you get sick or what your family will go through when you die. And, most significantly, making