Kiplinger

What is WRONG with Your Financial Planning 'Picture'?

Remember back to your elementary school days when your teacher passed out the "What's Wrong with the Picture" test. Your job was to scan the page to, find those items that were either missing from or not supposed to be in the picture.

It looked something like this:

You got a time limit and the number of items you needed to identify to complete the activity. You focused on your paper, doing your best to spot the items, and ultimately tried to be the first person to place your pencil down, a sure

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