Kiplinger

2019 New Year's Resolution: Fix My Retirement Plan

Most people, particularly those in or near retirement, are concerned (and for good reason) about what the market performance in December did to their retirement plans. My friends, knowing what I do, ask me, "So, what do you think about the market?"

My answer to them is, "We're OK, but the kids will inherit less from my retirement accounts if my wife and I are hit by the proverbial bus tomorrow." In other words, my income is safe and relatively unaffected by market results even as my overall account has slimmed down.

If your New Year's goal is to "Fix my retirement plan," this article will give you

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