Welcome to a new episode of Get Creative. In today’s episode, we sit down with Kelly Humbarger, an expert in handling intricate real estate transactions. Kelly shares her journey from being an intern to managing challenging deals. She talked in detail about a particular case that involved mortgage forbearance, multiple liens, and creative financing. Join as she shares the nuts and bolts of real estate transactions and how to navigate through unexpected challenges with poise and expertise.
 
Highlights: 
"Human beings are human beings; six months goes by in a blip. And then before you know it, you're at that $2600 month payment and you can't make it." 
 
"You're really good at figuring stuff out. I feel like you have a really good like even if you're uncomfortable, you give off like, 'Okay, I'm telling you I'm uncomfortable but I'm fully prepared to handle it.'" 
 
"There's never not one transaction I've ever done that has ever been the same. And there's always something to learn from each of them."
 
Timestamps:
00:00 - Introduction to Kelly Humbarger
01:26 - Origin of a Complex Deal
04:25 - Kelly's Transition from Intern to TC
06:19 - Challenges of Multiple Liens and Forbearance
09:31 - Navigating Forbearance and Lien Challenges
12:05 - The Urgency and Reality of Closing Periods
16:26 - Setting Up Servicing Before Closing
19:06 - Document Handling and Servicing Setup
23:32 - Financial Arrangements and Investor Relationships
 
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