Join Andrew Brill as he delves into the incredible story of Johann "Psy" Ko, a US Air Force veteran turned financial coach, who conquered a staggering $110,000 debt to achieve financial freedom. In this eye-opening episode, Psy shares invaluable lessons on overcoming financial burdens through discipline and strategic planning. Discover actionable tips on debt management, side hustles, and how to use tools like Roth IRAs and HSAs for wealth building. Psy’s journey from deep debt to financial independence is not just inspiring but also a testament to what’s possible with the right mindset and resources.

Timestamps:
00:00 - Introduction to Johann "Psy" Ko
01:00 - Psy’s Deep Dive into Debt
03:20 - The Turning Point from Debt
07:08 - Discipline and Strategies for Debt Freedom
10:47 - Leveraging Financial Tools and Resources
15:34 - Personalized Financial Strategies
20:23 - Tackling Credit Card Debts
23:38 - Exploring the FIRE Movement
27:41 - Investment Strategies for Long-Term Growth
31:27 - Planning for College and Budget Allocation
34:50 - Mortgage and Home Buying Tips
38:41 - Final Thoughts and Key Takeaways