Summary In this episode, Frank shares his journey to becoming a millionaire and paying off his house. His net worth is $1.0 million. He has a chunk in retirement accounts invested in the market, a paid for house worth several hundred grand and the rest is in cash and other small investments. He discusses the importance of hard work and changing financial habits. Frank also talks about teaching his children about finances and his plans for the future. He shares his thoughts on mortgages and home ownership, as well as leaving an inheritance. Frank offers advice for beginners, emphasizing the importance of starting early and educating oneself about personal finance. Chapters 00:00 Introduction and Background 06:12 Paying Off the House 11:27 Financial Journey and Lessons Learned 15:10 Meeting spouse and working through money conversations 20:47 Alternative Investments  23:47 Thoughts on Mortgages and Home Ownership 25:20 Leaving an Inheritance 30:14 Immediate Goals and Next Steps 32:25 Rapid Fire Questions 37:50 Advice for Beginners