This episode promises an insightful journey with special guest, Danny Shader, CEO of PayNearMe. Danny shares the intriguing story of PayNearMe's rapid ascent in the payments industry, including the launch of their new product, MoneyLine, and strategic partnerships with industry giants like Venmo, PayPal, and CashApp. We delve into the impressive expansion of their cash business currently operating in 60,000 retail locations. We explored the fascinating evolution of payment methods, with a particular focus on the emergence of "Payments 3.0" companies. These businesses are redefining how payments are made, leveraging technology to create seamless payment experiences for consumers. Danny underscored the role of artificial intelligence (AI) in this transformation, noting how it is reshaping the consumer payment experience.One of the key insights from Danny was the continued relevance of cash payments in today's digital age. Despite the rapid digitization, there is a segment of consumers who prefer to use cash, which underscores the importance of offering a variety of payment methods to cater to different consumer preferences.