James has a current net worth of 1.2M and gives away/donates about 20% of his earnings annually. He talks about the importance of giving and how being a wise steward with one's money can come back full circle. He worked for seven years as a project manager before switching careers in his 30's to become a project manager. James holds half of his net worth, about 600K, in his home as home equity. We discuss his decision to fully payoff his home, budget annually, and the importance of spending time with family.  Sponsors -  Lonsteady is here to find a mortgage that works for you, not the other way around. They are waiving all lender fees for listeners of Millennial Investing. Important terms and conditions apply. Click here for more information on licensing. Ritual - https://ritual.com/