28% of Americans don't have any savings to cover bills in case of emergencies. And another 21% said they had some money saved up, but not enough to cover even three months of expenses if needed. Being a husband and father means that we are the providers for our families. My guest shares simple and effective strategies to lower our financial stress, save for emergencies and how to work together as a team with our wives to create a financial future that we can feel good about. In 2009, Sam Dogen founded Financial Samurai, one of the top independently owned personal finance sites today with over 1 million organic visitors a month. During the middle of the financial crisis in 2009, he began Financial Samurai to help make sense of the financial crisis. He had been working in finance for 10 years and thought he had been doing all the right things with my money – saving 50%+, diversifying into real estate, maxing out my 401(k), etc. Yet, he still lost about 35% of my net worth within a matter of six months. It was a humbling experience. On the bright side, the financial crisis made him realize that he no longer wanted to work in the financial services industry. He lost the hunger to make lots of money and climb the corporate ladder after 13 years in the business. Instead, the downturn focused his attention on something he really enjoyed doing: writing and connecting with others online. He found himself addicted to Financial Samurai before work, during his lunch break, and after work. He was having so much fun! Therefore, in the Fall of 2011, he came up with the idea of negotiating a severance to be free from work for good. Sam has been married for 14 years and is the father of 2 kids. Show Notes: https://www.thedadedge.com/388