Do you want to take back control of your finances this year? Do you feel like money is just coming in and go out every month? It is time to create a spending plan to manage your money and move from a spender to a saver.  Here is what you will learn in this episode: What do I mean by 'getting financially naked!' Money gives us choice Getting control over your spending habits  Why the word budgeting is negative What do we value = what we spend  The steps to create a successful Spending Plan  That feeling of financial overwhelm What did you find out about your outgoings? What does this show you about your financial money habits? How I implemented a 48 rule hour to curb my spending habits Tips to curb emotional spending  How to plan for expected and unexpected costs  Starling Bank - Creating separate goal pots  What to consider with an emergency fund? When is a good time to manage your money? 3 different ways to manage your money (Pen and Paper, The envelope method and the separate account method) How you can use the envelope system for categories of overspend  Killer tips for good money habits  Resources: Starling Bank  Join Catherine's Facebook Page and FREE Facebook Group My Website  The 'From Spender to Saver' course  Join the Free online investing workshop registration   My YouTube Channel  Connect with me on Twitter, Instagram and Facebook  This post (1) 'Getting Financially Naked - Budgeting' appeared first on the In Her Financial Shoes Podcast, from The Money Panel.