With the tragic fire that occurred in Lahaina, Maui, it's important to review your home insurance policy and understand what it does and does not cover. You also need to have contingency plans in case your house burns down. If you have not done so already, call your home insurance company to review your coverage details. You don't want to be caught underinsured in case the worst happens. For those who would like to support Maui, visit the United Way Maui Disaster Relief fund to donate. Donate $50 or more to UW Maui or any legitimate organization supporting Maui fire victims and I will mail you a signed copy of my WSJ bestseller, Buy This, Not That. Just shoot me an e-mail at sales AT financialsamurai DOT com, a snapshot of your donation, and your mailing address.  Relevant FS post: What's In A Home Insurance Policy? Things You Need To Know Recommendations If you're looking for a home insurance policy, check out PolicyGenius, the one stop marketplace for home insurance and other insurance needs. Instead of apply to individual insurance carriers one-by-one, apply for a home insurance policy on PolicyGenius and get multiple insurance offers. Then choose the best one that's right for you. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.