Not Wasting Another Day

FromThe Financial Samurai Podcast

Start listening View podcast show

Not Wasting Another Day

FromThe Financial Samurai Podcast

ratings:

Length:

9 minutes

Released:

Jan 31, 2020

Format:

Podcast episode

Description

Cherish life. Tomorrow is not guaranteed.

Released:

Jan 31, 2020

Format:

Podcast episode

Titles in the series (100)

Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.

Skip carousel

The Importance Of The Yield Curve: A Prescient Economic Indicator: The yield curve has been flat or inverted many times in 2019. It's important to understand what the yield curve is, what it means, and how it can affect your economic future. Every single recession in U.S. history has been preceded by an inverted... by The Financial Samurai Podcast
15 min listen
Why $5 Million Is Barely Enough To Retire Early With A Family: $5 million is a lot of money. But it doesn't go very far if you want to retire early with a family in an expensive city like San Francisco. This episode should give folks perspective, help folks re-think their early retirement plans, highlight the... by The Financial Samurai Podcast
24 min listen
Welcome To The Financial Samurai Podcast: An Introduction: Welcome to the Financial Samurai podcast! Here's a quick intro of who Sam Dogen is and why you should listen to the podcast. The FS podcast is hosted by a person who spent 13 years in the financial services industry, got his MBA from Cal, and... by The Financial Samurai Podcast
13 min listen
Quitting Your Job Is Selfish, Engineering Your Layoff Is The Right Thing To Do: Since publishing my book, How To Engineer Your Layoff, in 2012, I've had a number of people tell me that engineering your layoff is morally or ethically wrong. But I'm here to argue that because you leave so many people in the lurch. Creating a... by The Financial Samurai Podcast
11 min listen
The Bull Market Checklist To Living Your Best Life Today: There's no point making money if you don't use it to improve the quality of your life. Almost every asset class is going bonkers right now. It feels like we're making free money. Nothing feels better than converting free money into something... by The Financial Samurai Podcast
16 min listen
Solving The Happiness Conundrum In Five Moves Or Less: Money And Happiness by The Financial Samurai Podcast
23 min listen
The Best Life Hack For Americans, Taking Advantage Of Canada: Getting ahead is very competitive in America. Thanks to living in a capitalist society, we're driven by money, fame, and success. As a result, not everybody can win. Based on my experiences as a high school tennis coach for the past three years,... by The Financial Samurai Podcast
12 min listen
The New Three-Legged Stool For Retirement: The old three-legged stool for retirement consisted of: 1) Pension (Company), 2) Social Security (Government), and 3) Personal Savings (You). The NEW three-legged stool for retirement consists of: 1) You, 2) You, and 3) You. It's time to get... by The Financial Samurai Podcast
12 min listen
If I Could Retire All Over Again These Are The Things I’d Do Differently: Retirement has been great so far. But if I could rewind time, here are five things I would have done differently that may help you better plan for your own retirement as well. The article got picked up by CNBC, which made me think of another regret I... by The Financial Samurai Podcast
21 min listen
What Age Do Most People Retire In America: A lot of people want to retire early, but more than 80% of Americans retire after the age of 60. Let's look at some of the details. Don't get too much FOMO about the early retirement movement. It's not the majority by any means. Read more and view... by The Financial Samurai Podcast
6 min listen
Move Over FIRE, Welcome DIRE - Early Retirement Just Got More Difficult: DIRE - Delay, Inherit, Retire, Expire by The Financial Samurai Podcast
16 min listen
A Fed Rate Cut Is An Ominous Sign For Us To Buckle Up: At last! After 10 years, we've finally got our first Fed rate cut. Here's some logical analysis as to why we should all spend a little less, save a little more, and invest more cautiously over the next 12-18 months. If we are indeed at the beginning... by The Financial Samurai Podcast
17 min listen
FS20, A New Property Leading Indicator That Gives Buyers Confidence: FS20 Property Indicator by The Financial Samurai Podcast
10 min listen
What To Do Now That The Yield Curve Has Officially Inverted: The yield curve has officially inverted in 3Q2019. The 10-year bond yield is now lower than the 2-year bond yield. Let me explain from different perspectives why an inverted yield curve as an ominous sign and what we should all do to make sure we stay... by The Financial Samurai Podcast
10 min listen
The Negatives Of Early Retirement Nobody Likes Talking About: Being able to retire early is great, but there are a number of downsides to content with. After leaving work for good in 2012, I'd like to share some surprising things that I went through. I'm sorry to say that early retirement will not automatically... by The Financial Samurai Podcast
18 min listen
How Much Money You Need To Retire Early And Live In Abject Poverty: Retiring early to live like a pauper doesn't make sense, but more people are doing so. by The Financial Samurai Podcast
19 min listen
The Rapid Decline Of A Harvard Degree: A college degree is depreciating in value, yet tuition is at all-time highs. For those parents and students looking to attend a private university like Harvard, I'm not sure whether the cost, stress, and all the work to get in is worth it. The... by The Financial Samurai Podcast
15 min listen
The Median Net Worth For The Middle Class, Mass Affluent, And The Top 1%: America is one of the wealthiest countries in the world. The top 1% have gotten really rich, but the middle class have fallen seriously behind. Let's look at the data from the latest Survey of Consumer Finances by the Federal Reserve and see where... by The Financial Samurai Podcast
16 min listen
The Importance Of Feeling Consistently Uncomfortable For Personal And Financial Growth: As a parent, you want the best for your kids. However, there's a risk parents over-protect their kids from harm's way. It is through difficulty and conflict that we learn the most. In this episode, we discuss the benefits of raising our son in... by The Financial Samurai Podcast
25 min listen
Reflecting On Two Years Of Being A Stay At Home Dad: A day job is a piece of cake in comparison to taking care of a child full-time by The Financial Samurai Podcast
21 min listen
Financial SEER - A Way To Quantify Risk Tolerance And Determine Appropriate Equity Exposure: Managing Risk Exposure In The Stock Market by The Financial Samurai Podcast
10 min listen
The State Of The Housing Market And Higher Lending Standards: As mortgage interest rates tumble, the housing market is becoming more interesting. Inventory is already up in many of the nation's once hottest housing markets, but the average credit score for qualified mortgage borrowers is also at an all-time... by The Financial Samurai Podcast
12 min listen
Your Chance Of Becoming A Millionaire By Age, Race, And Education: A Million Dollars Isn't What It Used To Be by The Financial Samurai Podcast
15 min listen
Overcoming The Futility Of Work When You're Losing Massive Money In The Stock Market: Besides working to pay your taxes, perhaps nothing feels more depressing than going to work only to lose more money in your investments. Here are some thoughts on how to overcome this feeling of futility. Read more on . by The Financial Samurai Podcast
14 min listen
How To Survive The Pressure As The Sole Income Providing Parent: Being the sole income earner can be brutally difficult and stressful. Money strains can jeopardize a marriage and can create a tremendous amount of resentment in the household. Here are some ways to cope to save your relationship and your... by The Financial Samurai Podcast
17 min listen
The Average Net Worth For The Above Average Married Couple: Does 1 + 1 = 2 in your marriage? Not according to the government. If you're trying to figure out what combined net worth to shoot for as a couple, here are three frameworks to think about. Don't get mad if you're not there. Get motivated! To read the... by The Financial Samurai Podcast
16 min listen
A New Adventure For Financial Samurai: Less Retirement, More Entrepreneurship: After reaching my goal of publishing 3X a week for 10 years, I've decided to focus a little bit more on entrepreneurship. The formula of 90% fun / 10% business that got me this far isn't going to take me where I want to go. Once I became a father in... by The Financial Samurai Podcast
14 min listen
The Largest Severance Package Ever: For those who still don't believe you can negotiate a severance package, a guy got a 10-figure severance package despite helping blow up his company. Let's learn how he did it and some good lessons to help the rest of us get that money! is now it its... by The Financial Samurai Podcast
19 min listen
Arbitrage Your Way To A Richer And Better Life: You can take advantage of kinks in the system every day to improve your wealth and quality of life. Don't just sit back passively and wait for your investments to make you wealthy. Also take some action. Practice identifying arbitrage... by The Financial Samurai Podcast
19 min listen
Get The Best Mortgage Rate Possible By Avoiding This One Crucial Mistake: Don't make my mortgage refinance mistake that has so far cost me $1,005 in extra interest! Trying to refinance today is a real PITA. It's a bummer because I pride myself on calculating all variables to make the best financial decision. To read... by The Financial Samurai Podcast
13 min listen

More Episodes from The Financial Samurai Podcast

Skip carousel

The Career Path From VC, To Big Startup, To Creating Your Own Startup: I talk to Emily Luk, Co-Founder and CEO of , a wealth platform for today's modern couples about her career path from VC, to joining a big startup, to creating her own startup. I wanted to now why she lifted a cushy job with good pay. If you're a... by The Financial Samurai Podcast
34 min listen
Your Provider's Clock Helps Explain Your Desire To Work And Provide: For the longest time, I've wondered the following about some men: Why claim to be retired while having a working spouse? Why work so many hours after having a newborn? Why leave your family when your children are still young and need fathers the... by The Financial Samurai Podcast
23 min listen
Investing In Artificial Intelligence With The Fundrise Innovation Fund And Ben Miller: In this episode, I catch up with Ben Miller, Co-founder and CEO of Fundrise about artificial intelligence and the latest investments by the . We discuss how company valuations are calculated in the fund, a defense AI investment, and so much... by The Financial Samurai Podcast
36 min listen
Becoming A Children's Book Illustrator And Author With Colleen Kong-Savage: I speak with Colleen Kong-Savage about becoming a children's book illustrator and author, as well as a freelance graphic designer while living in expensive New York City. Colleen has a new book out entitled . It is a wonderful book for children and... by The Financial Samurai Podcast
34 min listen
Real Estate Commissions Are Already Coming Down Fast: Every residential real estate investor and homeowner is richer after the National Association Of Realtors settled its price fixing lawsuit. I know many real estate agents, realtors, and brokerages are upset with the ruling. However, the decision was... by The Financial Samurai Podcast
18 min listen
The Most Expensive Cities In America To Own A Home Could Actually Be The Cheapest: The most expensive cities in America include cities like New York City, San Francisco, and San Jose. However, these expensive cities could actually be the cheapest due to all the income and investment opportunities. Let's explore the reasons why.... by The Financial Samurai Podcast
26 min listen
Satisfaction Is Greater Than Happiness: Thoughts After Buying A Nice Home: In this episode, I talk to my wife about what it's nice to own the nicest home we can afford five months after moving in. Although I am no happier, I do feel more satisfied. Related post: Recommendations 1) Check out , my favorite private... by The Financial Samurai Podcast
21 min listen
Inside Reality TV With Chef Dynasty Star And Fang Restaurant Owner Kathy Fang: In this episode, I speak with Kathy Fang, star of the , as well as owner of Fang Restaurant, one of my favorite Chinese restaurants in San Francisco. We talk about what it was like making a reality TV show, running a restaurant, expansion... by The Financial Samurai Podcast
39 min listen
How To Overcome Your Fear Of Investing And Make More Money Long Term: Since 2009, when I began Financial Samurai, I've noticed some people are too afraid to invest or get easily shaken out whenever there is economic or stock market turbulence. Then, these investors get left behind as the economyc, stock market, real... by The Financial Samurai Podcast
23 min listen
The Evolution Of Modern Couples with Emily Luk, Co-Founder and CEO Of Plenty: I talk to Emily Luk, Co-Founder and CEO of , a wealth platform for today's modern couples. Due to career aspirations, higher education, and the rising cost of living, couples are taking longer to get married and have children. In addition, couples are... by The Financial Samurai Podcast
33 min listen
Creating A Million Dollar Weekend As An Entrepreneur With Noah Kagan: I speak with Noah Kagan about being one of the first employees at Facebook and Mint, not making the megabucks, and then turning into a successful entrepeneur with AppSumo. Noah's new book is called by my same publisher, Portfolio Penguin. You... by The Financial Samurai Podcast
40 min listen
Passing The Real Estate Market Bottom With Ben Miller, CEO of Fundrise: In this episode, I speak to Ben Miller, CEO of about his change in outlook for the real estate market in 2024 and beyond. He believes October 2023 was the bottom and we're going up from here. In this episode we explore several key topics: The... by The Financial Samurai Podcast
32 min listen
2024 Financial Samurai Goals And Predictions: Happy 2024 everyone! Here are some of our goals and financial predictions for 2024. Overall, we're optimistic about the year. Related posts: Investing In 2024 If you'd like to invest in the rebound in real estate in 2024, check out , my... by The Financial Samurai Podcast
17 min listen
Having Intrinsic Motivation Is The Only Way To Last Long Term: Sydney and I review 2023 and discuss the importance of intrinsic motivation to keep going. Be aware of only chasing extrinsic motivators, like money, fame, and promotions, to achieve your results. If you do, chances are high you'll burn out quicker... by The Financial Samurai Podcast
28 min listen
Duke, Baruch, Or Bust: Why Community College Is A Great Option: I speak to Sydney, my wife, about the idea of sending our children to Community College instead of directly to a four-year state or private university. The benefits are many, including less stress and more fun! If you enjoyed this episode, please... by The Financial Samurai Podcast
26 min listen
The Solution To Staying Retired Once You Retire Early: This episode is sponsored by , which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of... by The Financial Samurai Podcast
10 min listen
Inside An NBA Champion's Journey With Shaun Livingston From The Golden State Warriors: I speak to my friend and 4-time NBA champ, about his journey from high school basketball prodigy to winning multiple championships with the Golden State Warriors. If you're an NBA fan or a professional sports fan, you're going to love this... by The Financial Samurai Podcast
47 min listen
Break Free From Sad Statistics: You Can Spend More Time With Your Adult Children If You Want To: This episode is sponsored by , which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of... by The Financial Samurai Podcast
18 min listen
Busting Real Estate Collusion And Price Fixing With Attorney Mike Ketchmark: After the real estate industry was found guilty of collusion by a Missouri jury, I spoke to lead trial lawyer, about how the entire process came about. If you're into real estate, thinking of selling or buying a home, or are curious about how... by The Financial Samurai Podcast
59 min listen
Top 1% Income And Net Worth By Age Keeps Getting Higher!: This episode is sponsored by , which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of... by The Financial Samurai Podcast
13 min listen
Dealing With The Emotional Stress And Fear Of Buying A New Home: After a couple of months, I was able to successfully convince my wife to upgrade homes! But now that she's on board, I'm afraid to move forward. I'm afraid because it's scarier to buy a home when demand is down. There's a comfort in buying when... by The Financial Samurai Podcast
29 min listen
The Average American Household Is Now A Millionaire, But Not The Median American: Congrats! The average American household is now a millionaire according to the latest Federal Reserve Consumer Finance Survey. It's good to be average! Alas, the median American household is not a millionaire, which is a better reflection of the... by The Financial Samurai Podcast
16 min listen
Creating A Fintech Startup And Understanding How 401(k) Plans Make Money With Roger Lee From Human Interest: I talk to Roger Lee, Co-Founder of Human Interest, a YC-backed private company that offers 401(k) plans to small businesses. Supposedly, 80% of small businesses with under 100 people don't have 401(k)s. We talk about how Roger got into Harvard, why he... by The Financial Samurai Podcast
60 min listen
Making Enough Money As A Freelancer To Support A Family Of Five with Eric Rosenberg: I speak to Eric Rosenberg, a long-time blogging buddy, about his journey from corporate employee to freelance writer, podcaster, and web designer. Eric has three children and lives in expensive Southern California. Yet, he's able to provide for his... by The Financial Samurai Podcast
58 min listen
The Cure To Entitlement Mentality And Calculating The Cost Of A College Degree: I figured out how to cure those afflicted with entitlement mentality! Once cured, I'm positive most will be happier and richer over their lifetimes. Because for the longest time it boggled my mind how wealthy, privileged people could feel so... by The Financial Samurai Podcast
24 min listen
Making Money As A Doctor Today While Pursuing Entrepreneurship With Daniel Shin, MD: I speak to doctor Daniel Shin about his journey to being a urologist in Southern California to leaving behind his $600,000 job and moving to Memphis, Tennessee. We talk about doctor burnout, entreprenurship, family, and real estate. You can find... by The Financial Samurai Podcast
60 min listen
Harnessing Fear To Build More Wealth With Farnoosh Torabi, Author Of A Healthy State Of Panic: I speak to Farnoosh Torabi, host of the and author of her new book, about fear. Specifically, we discuss how we all have fear and how we can harness it to build more wealth and have more purposeful lives. We also discuss parenthood, how to... by The Financial Samurai Podcast
56 min listen
Exploring The New Tech Innovation Fund With Ben Miller, CEO of Fundrise: I speak to Ben Miller, Co-Founder and CEO of Fundrise about why his company started a new tech Innovation Fund. We explore why Ben thinks his firm has a competitive advantage, the most promising areas where the fund is investing, and the mechanics of... by The Financial Samurai Podcast
69 min listen
How To Get Better At Mastering Change In This Chaotic World With Brad Stulberg: I speak with Brad Stulberg, author of about how to do just that in this chaotic, stressful, and every-changing world. Brad also wrote , which I found particularly helpful during the pandemic. For those who wish to feel a little less stress, a... by The Financial Samurai Podcast
53 min listen
Why 401(k) Balances By Generation Are So Low And Why We Shouldn't Be Worried: My wife and I talk about how shockingly low the median 401(k) balances are by generation. We also discuss why we think this is the case and why there is likely no retirement crisis in America. Financial Samurai Posts: Recommendations... by The Financial Samurai Podcast
23 min listen

Discover this podcast and so much more

Not Wasting Another Day

Not Wasting Another Day

Description

Titles in the series (100)

More Episodes from The Financial Samurai Podcast