(4/24/23) Earnings Season begins to wrap, as stimulus spending unwinds; when will the economic cycle trough? Earnings estimates for 2024 are starting to ratchet-up again; prepare for the weaker months of Summer; the "crash magnet" is October. The new Biden FHA Mortgage Rule will penalize borrowers with "good" credit with a 1% fee to subsidize borrowers with less-than-optimal credit, helping place them into homes they likely cannot really afford (did we not learn this lesson before??) How is this not a violation of the Fair Housing Act of 1968, and discrimination against borrowers w good credit scores? Earnings Preview: Forward guidance will be critical to markets. Everyone expects Recession; have markets adjusted? What's behind the numbers & annualized data. Preview of "Conviction:" Be careful to not be convicted to ideas backed by flawed analysis). A discussion of Gold: It is not money, it is a commodity. SEG-1: Earnings Season Begins to Wrap SEG-2: The New Biden Mortgage Rule (how is this not discrimination?) SEG-3: Earnings Preview: Guidance is Critical SEG-4: Caution Against Conviction to Flawed Analysis Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   -------- The latest installment of our new feature, Before the Bell | "Earnings Season Kicks-in to Top Gear" is here:  https://www.youtube.com/watch?v=HJI36WnOEek&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --------  Here are articles mentioned in today's show: "The Cash Hoard Of 2023 (And The Sideline Money Myth)" https://realinvestmentadvice.com/the-cash-hoard-of-2023-and-the-sideline-money-myth/ "Four Reasons The Dollar Is Here to Stay- Part 2" https://realinvestmentadvice.com/four-reasons-the-dollar-is-here-to-stay-part-2 ------- Our previous show is here: "To Roth or Nor to Roth?" https://www.youtube.com/watch?v=n56gMNbiJ9k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2661s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #FHAMortageRule #FairHouseingAct1968 #LendingDiscrimination  #Markets #Money #Investing