(4/12/23) With many investors heavily shorted in the market, today's Inflation Report could spell success or failure (CPI clocked-in at a cooler-than-expected 5% rate of inflation, year over year). Chances for volatility are high in today's trading session as markets near the upper end of the current rally. Oil price increases have yet to appear in CPI numbers, generally three months behind. Gold is very over-bought. NASDAQ is overbought. A discussion of investing philosophies and clients' needs: the difference between philosophies and views; how to avoid confirmation bias. How to change your wife's philosophies. Correcting Warren Buffett: FDIC/SIPC are funded by depositors/tax payers. Why are banks losing money on mortgages? Real Estate locality; the expense of getting a mortgage is higher as home affordability increases.  Seniors sacrificing retirement to bail out kids; the difference between assistance and enabling; bad luck or bad behavior? SEG-1: Inflation Day as Markets Near Upper End of Rally SEG-2: The Difference Between Investing Philosophies & Views SEG-3: Why Banks Are Losing Money on Mortgages SEG-4: Sacrificing Retirement: Bad Luck vs Bad Behavior Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny Ratliff, CFP  Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=HRtOEK0iYcU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "March Inflation Lower Than Expected" is here:  https://www.youtube.com/watch?v=43qkX6wqRw4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --------  Here is an article mentioned in today's show: "Bullishness Remains Missing, Which Is A Good Thing:" https://realinvestmentadvice.com/bullishness-remains-missing-which-is-a-good-thing/ ------- Our previous show is here: "Will Inflation Weaken Enough to Cause a Fed Pause?" https://www.youtube.com/watch?v=Ns_oRAzqWBE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MortgageBanking #FederalReserve #InterestRates #Inflation #RateCuts #Markets #Money #Investing