This week CFP Barbara Ginty interviews the wonderful Penny! Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on. In this episode, Barbara and Penny discuss... Renting vs. Mortage Investing vs. Saving in a High-Yield Savings AccountWhat Tax Harvesting is and if she should do itThe three different money types you should have when you get to retirement Disability and Life Insurance Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!Download a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and Classes!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.