CFP Barbara Ginty interviews the lovely Eva this week on the Future Rich Podcast! Eva is 37, married, and has one child and another on the way. She lives in the DMV area and works at a Biopharmaceutical Company in the Government Affairs Department. She feels a little more conservative with her finances as the main provider for her family of four and being responsible for her family's healthcare. In this episode, Barbara and Eva talk about the temporal nature of certain expenses and how stressful saving for daycare is. They devise a plan for while the kids are young and daycare expenses are high. Once they’re out of daycare, Eva will re-evaluate her budget and change her savings ratio. They also discuss Roth In‐Plan Conversions, life insurance plans, 529s, and so much more! Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!Download a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and Classes!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.