In this episode we welcome one of our most knowledgeable and well-respected local title attorneys, Niki Beeson. Niki is part owner of Commerce Title & Abstract Company and has been closing real estate transactions there for over 20 years. In this discussion Niki breaks down for us some of the common challenges associated with closings and how they can be navigated. We get the 411 on title insurance including what it is and how it came to be. We also learned the different levels of title insurance coverage and what they do. Niki gives us tips on facilitating a smoother closing as an agent and talks about the emotional nature of some closings. Most importantly we get VITAL information on the biggest problem facing real estate closings, wire fraud. Niki had our jaws on the floor with the stats on wire fraud and how these criminals are perpetrating wire fraud now. You can’t afford to miss this episode. You may just save your client from losing their life savings! Get your wire fraud email template at hustlehumblypodcast.com/wirefraud. Leave us a review at ratethispodcast.com/hustlehumbly Get your FREE Database Template  Email Templates 101: emailtemplates101.com Agent Systems 101: agentsystems101.com All Resources: hustlehumblypodcast.com Submit your topic ideas and toasts to hello@hustlehumblypodcast.com.   129: How to Be a Great Cooperating Agent   00:00 Intro 03:02 Symbiotic relationship  04:02 Common title challenges 11:23 Judgements to distinguish 22:16 Defect title ins might cover 26:31 Types of property prone to issues 28:25 Surveys? 30:36 How does title insurance cover this? 33:06 Wire Fraud 41:19 Encrypted Email? 44:11 How can we avoid wire fraud 49:33 More Complex scams 54:45 Remote closings 57:22 Navigating difficult closings 01:01:01 Close in the same room?