Upside/Downside is a podcast for finance and business geeks about the hard work of value creation with a dose of humor thrown in for good measure.  I'm your host, Matt Cooley.  In this episode, panelists Dana Price and Sami Akbay join me to explore the coming roboticization of the restaurant industry.  Quick-serve formats in particular (or should it be Quick-bytes?) are poised for a productivity boost.  But who might get left behind and how important is the human element to the everyday consumer?We then delve into the world of Buy-Now-Pay-Later.  Facing likely regulation and a growing but not surprising default rate, this payment method is seeing substantial uptake by consumers and merchants for its simplicity.  Is it just another way for lenders to make a buck, or is this an emerging disruptor to the credit card industry?Robots, food, credit, humor and anxiety all on today's Upside/Downside menu.  Pull up to the first window and join us!