I'm almost old enough to start voicing opinions about youngsters needing to cut their hair and get themselves some jobs. Which is convenient, because that's sort of what we're talking about today with Ethan Fraenkel from ProGrad - a UK-based fintech that's taking an objective-first approach to improving student financing. "You're not looking for car financing, you're looking to buy a car, you're not necessarily looking for credit, you're you're looking to make a purchase, you're not looking for mortgage, you're looking to buy a house. And so that's really the approach that we've taken with our algorithm as well, that allows us to predict how much money a customer will earn over the next five years."You can learn more about ProGrad at https://www.prograd.uk/ I mention Guy Kawasaki in our chat, here's his 'must see' TED Talk: https://www.youtube.com/watch?v=Mtjatz9r-Vc You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect). The show has its own page there, too, and is also present, but less active, on Instagram and Twitter using the @HTLMTS handle. My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via https://www.howtolendmoneytostrangers.show/contact-usOh, and if you’re in need of more banking podcasts, you can find related content at https://blog.feedspot.com/banking_podcasts/Regards,Brendan Hosted on Acast. See acast.com/privacy for more information.