My guest this week has a vision for payments and a passion for ice cream! Orum CEO Stephany Kirkpatrick comes by her entrepreneurial spirit naturally as the daughter of an immigrant who came to the U.S. with nothing and “built from zero to something.” This in and of itself gave her passion for what our financial system can do to power the American household. Fast-forward several years later and Stephany found herself with a burning desire to “power a financial system where everyone has the freedom to build to their potential.” And that is just what she did with Orum. For those of you who may not know, Orum is a B2B embedded payments program that gives customers access to their money faster, along with a better capacity to maneuver through the financial system. Through their unified API, you can move money in all directions and across all major domestic payment rails. According to Stephany, they are “at the intersection of infrastructure in the financial ecosystem,” with speed being the number one problem they’re solving for. Or, more specifically, the speed at which customers can get money into their crypto wallet and onto the blockchain. “We sit in the middle of the complex two-part transaction with an interoperable layer that allows customers to start their transaction on RTP and finish it on card rails,” for example. Stephany goes on to say that Orum is consistently optimizing for speed, risk, and cost so that consumer lives can be transactional 24 hours a day, seven days a week.Tune in this week to hear Stephanie talk about the future of crypto, the necessity of RTP, and the $72 trillion market that Orum strives to support and optimize.