Join 55,000+ subscribers and sign up for my free weekly newsletter. This way, you'll never miss a thing, and learn to build more wealth in a risk-appropriate manner. You can also sign up for getting all my posts via e-mail.  Unfortunately, the Federal Reserve is determined to crush the economy and send us back into a recession in 2023. A 5.125% terminal Fed Funds rate is way too much. However, we must accept this reality and prepare. At least we know doom is returning in the next 18 months, unlike in 2007. Given we know what's coming, we can prepare! Relevant post: How To Enjoy Your Life As The Fed Ruins The World Recommendation Give the gift of financial freedom by picking up a copy of Buy This, Not That. There's nothing better than having the knowledge and the money to do whatever you want. You can learn about my instant Wall Street Journal besteller here.