Some of the newest technological advances in healthcare are making news: there’s a new soft implantable cooling device that could provide pain relief on demand. This is a big deal because 20% of people suffer from chronic pain. Scientists at the Institute of Cancer Research have genetically modified the herpes simplex virus – that’s the virus that gives you a cold sore. And they're using this modification to attack cancerous tumors. It has apparently cured one person so far. A biotech company in New York has used 3D printing to make a body part with a patient’s own cells; they’re calling this a stunning advance in the field of tissue engineering.There is a disturbing new trend happening: IBM has been making some major changes to its pension plan. And you need to be aware of the message this is sending, especially if you rely on or plan to rely on your own pension.If you took advantage of one of the rules Congress enacted for the 2020 CARES Act that allowed you to withdraw money from your IRA or 401 (K) during the pandemic, even if you weren’t 59.5 years old, you have a really cool opportunity to get a refund on the income taxes you paid on that money.An interview with Sandy Kaul from Franklin Templeton about the newest megatrend in tech.An interview with Felix Kwan from Edelman Financial Engines about the impact the current markets have on charitable giving.Jean’s word of the week: PAGE---------------------------------------------Links from the show:Franklin Templeton whitepaperReplay of October 2022 webinar with Franklin Templeton’s Sandy Kaul---------------------------------------------Ric’s newest book: The Truth About CryptoAsk Ric a question on his showThe Truth About Your Future websiteDigital Assets Council of Financial Professionals website-----------------------------------------Follow Ric on social media:FacebookTwitterInstagramYouTube