Lo Tom - "Start Payin'," from the 2020 self-released album LP2.
Back in 2017, David Bazan and TW Walsh of Pedro the Lion teamed up with Trey Many and Jason Martin of Starflyer 59 to create Lo Tom, whose self-titled debut combined all the things we love about each of their respective bands: melodic, ‘90s-influenced rock, heavy with guitar riffs. 
As the band said themselves, "We had fun making the first album, so we decided to do it again." The sophomore release was funded by fans via Kickstarter, and while they say today's Song of the Day is "coincidentally named," the lyric "might be time to find out what I owe and start paying" seems pretty appropriate here.
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