In many ways the racial wealth gap has it roots in the financial system. It was one the driving forces behind the Community Reinvestment Act of the 1970s but clearly that did not solve the problem. We need radical new solutions that get to the heart of the problem and one of those solutions is more home ownership for minorities. Our next guest on the Fintech One•On•One podcast is B.C. Silver, the CEO of ChangeFi and President of The Change Company. ChangeFi is the digital banking arm of The Change Company and they call themselves "America's CDFI" with a focus on providing equal access to the American Dream. Full episode notes are here.