Black Friday 50% off sale--LAST DAYWhere you are keeping your money MATTERS.   1) if you are holding onto cash, but have a ton of debt. 2) if you are holding onto a lot of cash in a normal savings. 3) if you are putting all of your money into investing with no liquidity. 4) If you are putting ALL of your money towards debt with no liquidity/eFund. 5) If you are keeping all of your money in a checking & easily spending that ish.