OPTIMIZE > SACRIFICE When I first started finances.... I was a BIG sacrifice girl. Tangible tips to optimize without sacrifice:-Youtube tv/firestick instead of cable-Aldi instead of targe-Make a grocery list-Wash fruits & veggies + freeze when getting close-Canceling gym membership if you don't use it & doing free classes--traveling (day pass fo free)-Check on work discounts-Library for book + DVD rentals-Buy a nice lil coffee maker to pay off in long run -Negotiating (DUH)-Ibotta -Energy costs (turn air down while you are at work or out of town)-Sell ya old clothes-Invite friends over-Switch banks