We all should have written goals and then the plans to achieve them, yet for some reason few of us do. Most people fall into 3 categories of planning. Which one are you? In this episode, Brad explains how planning comes before doing and in a way, planning creates a blueprint for potential success. It increases the odds that if we follow our plan, we’ll enjoy success. Listen now.  Show Highlights Include: The Make Your Money Matter Youtube Show (:30)  Getting to know Brad (:50)  The bankruptcy of MCI Worldcom and how it affected Brad.  (1:30)  Building the frame of your investment plan. (7:30)  The Harvard study on planning and goal setting. (11:35)  3 categories of planning that most people fall into. (14:16)  To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show