Tune in as we have a conversation with student debt expert Dr. Lance Roasa and Dr. Tony Bartels about the COVID-19 Student Loan Repayment Relief Ending and strategies for re-entering repayment specifically veterinary students. 
 
Normally, interest accrues on your veterinary school Direct Loans from the day you receive them. The interest suspension you received during 2020 has been an extremely beneficial form of financial relief. This will likely save you tens of thousands of dollars during repayment. 
 
Unfortunately, the student loan interest suspension period will end and interest will begin to accrue on your loans at some point after January 31, 2021. For the 2020-2021 academic calendar year, the loans you received from July 1, 2020, through June 30, 2021, will accrue interest at a rate of 4.3% for Direct Unsubsidized and 5.3% for Direct Grad PLUS loans.
 
Listen in to learn best practices to help you renter student loan repayment as a veterinary student. 
 
SPEAKER BIOS:
Dr. Lance Roasa
Dr. Lance Roasa is a 2008 graduate of Texas A&M where he was the first student to undertake a 4th-year business-track, spending the majority of his clinical training in veterinary business and industry. In 2016 He completed a law degree from the University of Nebraska and his training was centered on the law of small business, taxation, and the law of veterinary medicine. Dr. Roasa exclusively serves veterinarians from his law practice, teaches veterinary law and business at 14 veterinary schools, and co-founded drip.vet.
 
Dr. Tony Bartels
Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies, and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping, and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
 
LINKS AND INFORMATION:
Drip.vet FREE Personal Financial Course: https://drip.vet/vin 
Federal Student Aid: https://studentaid.gov
Federal Student Aid COVID FAQ: https://studentaid.gov/announcements-events/coronavirus
VIN Foundation Blog: https://vinfoundation.org/blog/
VIN Foundation COVID-19 Repayment Restart blog post: https://vinfoundation.org/covid-19-veterinary-student-loan-repayment-restart/
VIN Foundation Borrow Better Tools: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/
VIN Foundation New Veterinary Graduate Student Loan Playbook: https://vinfoundation.org/resources/class-2020-veterinary-student-loan-playbook/
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
Email help from VIN Foundation: studentdebt@vinfoundation.org

 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
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