Try to imagine a decentralized financial future where banks are irrelevant and the people hold the power. Today's guest is on a mission to fight the status quo is turning this vision into a reality. Richard Dennis is the founder and CEO of TemTum (TemTum.com), the efficient, quantum-secure, ultra-fast, and environmentally friendly cryptocurrency. He is a globally recognized cybersecurity and cryptography expert and one of the world's leading lecturers on secure networks, blockchain, and encryption.  Dennis has a significant body of published research. He delivers presentations on next-generation solutions across a wide range of subjects, including Bitcoin wallet vulnerability, an analysis into the scalability of Bitcoin and Ethereum, and a formal analysis of the Temporal block.  As a former member of the Cypherpunk community at 16, Dennis went on to study Mathematics and Computer Science before becoming the world's youngest cryptography lecturer at the University of Portsmouth. For cryptocurrency, blockchain needs to take the next step in its evolution. I learn how temtum is aiming to do just that by helping to secure a truly distributed, decentralized, and democratic future for finance where transactions are secure, traceable, transparent using the quantum attack resistant architecture that their experts are world leaders in. Built on years of academic research, we discuss how temtum features unmatched security and maximum transaction times of 12 seconds, plus no risk of a 51% attack. I also learn how temtum is set to announce the launch of its web wallet, which allows any internet-connected (from phones to cars) to conduct crypto transactions. During one recent test, temtum turned a BMW into a full-service node on the network, facilitating device-to-car payments.