SponsorsOnPay: http://cloudaccountingpodcast.promo/onpayOnPay is offering an exclusive promo code only for the listeners of The Cloud Accounting Podcast to get three free months of OnPay payroll service for any of your clients that you set up by February of 2020! Visit the sponsor link, and use code "CAP3FREE" to take advantage of this offer! Show Notes 
00:16 – Putting a face to fraud - Michael Mann finally appears, at least in pictorial form | Daily Mail UK
01:18 – Practicing for his big act? The Daily Mail article includes a video clip from what seems to be some form of corporate roleplaying/training. Enjoy. 
03:02 – Come rain, sleet, snow, or fire alarm, some Big Four firms file returns no matter what! 
03:44 – More automation from Square with Square Assistant for AI-powered scheduling and messaging | Square 
04:12 – Square’s hitting the Books … The GL kind | Square
07:03 – Square - reinventing the accounting wheel one double entry at a time
08:04 – Is this all part of Square's plan to become a bank? 
11:38 – Square deals meals - Square for Restaurants brings management tools to the table | Square
12:53 – Meals on wheels? Along with the management toolset, Square for Restaurants integrates with Caviar, their meal-delivery service
14:55 – Outside looking in? How do accountants and bookkeepers stay relevant in the face of the ever-increasing automation and DIY accounting tools? 
16:39 – Who's really in charge? With Big Tech firms  controlling the software on your PC, how much control do you have left? | Yahoo!
20:13 – There is no such thing as free! Reckon cuts off customers until they buy new licenses | The Sydney Morning Herald
21:36 – QB Desktop Payroll gone come 2020 | Intuit QuickBooks
23:36 – Hubdoc Xeros in on better functionality with new permissions features | Xero Blog
24:33 – Can a Xero change its Stripe? Xero adds several new functions to its Stripe integration 
25:39 – Bill.com's moving on up to the midmarket with their latest round of features | Finextra 
28:00 – Veem and Zapier have joined forces to add even more functionality to Veem's payment service | Veem
31:57 – Need to learn how to use Zapier? Find a trainer, like Heather Satterly to help you out | Nerd Enterprises
32:06 – Gusto adds to their FreshBooks integration | FreshBooks
33:01 – No more slacking off, with new custom workflows in Slack | Slack Blog
35:06 – ScaleFactor unleashes a small-biz credit card | BusinessWire
36:08 – Small banks-tech company collabs aren't just a fad, but how much is too much when it comes to growth? | Bank Innovation
36:45 – Chime broke the bank, literally, when their app completely shut down | CNBC
38:14 – Well, actually, Galileo, the company powering Chime, was the true source of the outage 
38:49 – Galileo didn't seem to have time to worry about the Chime outage. They were too busy touting their latest $77 million raise
41:16 – Leave your hubris at the door, please - these bank-tech firms might want to start focusing more on their 'users' and less on their egos
42:47 – Shirts, and stickers, and merch, oh my! Get your official and limited edition Cloud Accounting Podcast stuffs now! 
Get in TouchThanks for listening and for the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and, if you like what you hear, please do us a favor and write a review on iTunes, or Podchaser. Interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus. Meet Blake and David in person! 
October 22-25: Sage Intacct Advantage in Las Vegas
October 29-30: AcuityCon in Atlanta
November 5-8: QuickBooks Connect in San Jose
November 5: Practice Ignition PreCon Party in San Jose
November 6: VIPartners Party with Gusto, Routable & Jirav in San Jose
December 9-11: Digital CPA Conference in Seattle
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