In Episode 12 of the Rational Reminder podcast we were joined by Doug McKenzie, an executive at a large US financial institution, and a PWL client. We discussed the following:   Attacking a retirement goal Managing expenses before retirement Toronto real estate in a retirement plan Living (and working through) the financial crisis The Investor’s Group Dividend Fund Income investing Robo advisors Using prepaid credit cards for budgeting CCP vs. CPM vs. DFA Running regressions Data sources Come From Away The value of knowledge and advice   For more information or to contact Cameron and Ben, visit pwlcapital.com