Here is a related article that will help you in your finances: How to Get Your Finances Together in 2022https://mexitverse.com/how-to-get-your-finances-together-in-2022The Richest Man in Babylon, Ch. 1Personal finances is a heart issueMoney is not realCapitalism is not the problemIf you struggle with money, it’s a heart issueYou have an integrity problemYou don’t have money because you’re not doing enough of somethingCh. 1 — The Man Who Desired GoldIntroduces a chariot maker (Bansir) and a lyre player (Kobe)They both share that they’re broke but can’t figure out why they’re brokeBansir is working on a chariot (something he can’t afford)Kobe asked Bansir for a loan, but he doesn’t have it to giveThey share their dreams with each other, They ask themselves how some people have a lot of money and others do notThey have a friend named Arkad who is known as the richest man in Babylon and wonder how they all grew up together and went to the same schools, but Arkad has lots of money and they don’tThe main point of chapter 1 is to start yourself on the way to riches, it is important to learn from others the experience in acquiring richesYou can’t make something you don’t desireIt is important to desire moneyIt is not important to worship or fear money; that is detrimentalIt is important that you don’t kill money because you desire itRabbi Dr. Abraham Twerski On Lovehttps://www.youtube.com/watch?v=CMcHtSjtNBY&t=3s You love your money in a way to gratify yourselfThe way you love your money is you spend it making yourself look good to where you’re killing your money never to be seen againWe view love that we need someone else to complete usWe view money the same way; your money is being sacrificed to make you feel betterYour money is a vehicle for your gratification You love those to whom you giveTrue love is a love of givingThe real way to handle your money is about what you’re going to give when you get that moneyIdea is to understand to love your money to the point where it will multiply because you’re giving it to something that increasesYou do not love yourself if you do not have any assetsLesson: Bansir and Kobe went and humbled themselves and asked Arkad what they should doPeople with a lot of money have fantastic characterIf your God is so good, but the man/woman you hate so much is so blessed, either you’re extremely wrong or you have a wimpy GodYou cannot have money not servingMoney flows through stewardshipMoney is for you to share to make the world better3 Laws of Successfully Handling MoneyLive on less than you earnSeek advice from those who are competent through their own experiences to give itInformation is not skilled acquisitionIf you don’t have a money mentor, go get oneMake sure your money makes money.Make sure your money works for you.It’s easier to save more when you have more income.Division of MoneyHow to get out of debt10% to God.10% to Self. - 18 months liquidStocksBondsRoth IRAIf you don’t know what to do with your 10%, put it in savings.You should be investing your money.Emergency Fund10% to Debt.The right debt is good.The important stuff should be in your debt.Stop buying everythingStop panicking every time someone tells you to pay.If you are in debt, you can not pay all your debt and kill your harvest.If you have more than 10% debt, it’s time to let some things go.Keep your debt at 10% no matter what!!!What should be included:InsuranceMedical EquipmentCredit CardCar NoteAny loan70% to Living ExpensesThis automatically says that you probably can’t eat your whole garden.Don’t let anything take you past your 70%. This is protecting your gardenIf it’s not in your 70, you can’t do it.You don’t increase your spending if you haven’t increased your income.What should be included:GasNailsToesClothesFoodHow to get out of debt if you don’t have debt10% to God.20% to Self. 10% to Debt. 60% to Living ExpensesPeople who are good at money is always studying money.The people around you are toxic because they don’t like their