Listener Questions - How to Get a Spouse on the Same Page; Broker/Dealers And now for listener questions... From Jacob: Hi Linda! I just wanted to thank you. I have listened to your first 20 podcasts and I am a believer.  I am a hairstylist, and I give quality service for a dollar store price, and I have been pretty unsuccessful. Your podcasts have been helpful for helping me understand why. I'm developing a brand and your information has been so helpful. The next thing I do today is to give you a 5 star rating on iTunes. Thank you thank you thank you! I also want to know, how to get a spouse on board with becoming wealthy? My personal mentoring clients have struggled with this. 1. The first thing I do is explain the difference between how women and men invest. Men comfortable with risk, women like security. You're already at odds! He wants to grow the money, she wants to protect the money. A woman's #1 fear is being homeless. So the nest - your home - is important. BTW, I believe that’s why women usually want to keep the home after a divorce, which is not always a good thing to do. 2. Get on a common page with what you want. Couples often don’t discuss their long term goals. Are you wanting a second home? To retire at the beach? To play golf? Ski? Agree on what you can agree on and work on compromising on the things you can’t agree on. 3. Spender vs. saver One spouse is free with money, one is more careful. Set your priorities for your money. Put retirement high up - go to podcast #122 & #123, "Prioritize your money" and "Spending, saving and investing for retirement." 4. Agree to move homes infrequently. Make a long term plan for your home. Don’t buy a condo downtown and then move to the suburbs to have a child, unless you can stay there 20 years. 5. Have a date night. David Bach suggested it in the book, Smart Women Finish Rich. Discuss your goals for money. Get on the same page! 6. Allow for “dream” items. She may want an expensive handbag. He may want an expensive Italian bike. Put gift budgets for 3 holidays (birthday, anniversary and Christmas or Hanukkah) together. Keep one eye on spending today and one eye on tomorrow. Next question... From Celine: Linda, thank you so much for sharing your knowledge and experience about wealth, I find your podcast very educational and easy to follow for people with different backgrounds. so thank you and please keep up the great work! I wanted to ask if you could recommend the best 2-3 banks/brokers/investment services where to open an IRA? I know you don't endorse products or companies but I hope it's ok to ask if you can advise on what you've seen working best for IRAs. Thanks so much! IRA is like an envelope and you put investments inside. My 3 favorite brokerage firms: Fidelity Schwab Scottrade vs. Vanguard investment company. May limit your investment choices. Next question... Linda - your introductory jingle is horrible! Please get something more age appropriate and gender neutral. Ha ha! It’s intentional. It’s for your positivity and as an affirmation to have a rich life. The idea is to have you repeating the words over and over as a mantra. Repetition creates new neuropathways in your brain and changes your subconscious beliefs. It’s intentional for your wealthy mindset. The singer/songwriter of LIFE, Beckah Shae, gave me permission to use it and I love it. I hope you do too - eventually!