Interested in real estate investing... but wary of taking on debt?That's the situation Sarah Brandenberger found herself in, and today shares her journey from a staunchly anti-debt "penny pincher" to a creative financier raising private money!Sarah also gives us the goods on portfolio loans – including a ninja tip that allowed her to tap the equity in multiple properties and use those funds to take advantage of a smokin' deal. You'll learn what documents to bring when asking for a loan – whether you're meeting with a bank or a private individual. And Felipe throws in a Home Depot shopping hack for good measure.Give Sarah a follow on Instagram (@nerdsguidetoFI) and let her know what you thought of this episode... and share this episode with a friend or family member who would find it inspiring.In This Episode We Cover:How Sarah changed her mindset about "good debt"15-year vs. 30-year mortgagesThe data and documents she shares with potential lendersHouse hacking by turning her basement into a rentalUnlocking "the power of a cash offer" with private moneyTapping the equity on multiple properties at onceThe loan that's invisible to other banksUsing checklists to estimate rehab costs (even when you're brand new)Using Avail to manager her rentalsAnd SO much more!Links from the ShowReal Estate Rookie Facebook GroupFelipe's InstagramAshley's InstagramBiggerPockets PodcastCozyZillowBuildiumDave RamseyMr. Money MustacheMadfientistPaula PantStealthy RichBiggerPockets ForumsRookie Podcast 01: From 4 Years of Analysis Paralysis to 4 Cash-Flowing Properties with Lauren and Kyle ClugstonThe Home DepotAvailRentals to WealthInvestor Girl BritReal Estate Old SchoolCheck the full show notes here: http://biggerpockets.com/rookie23See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.