Kumiko Love, The Budget Mom, joins the podcast a second time to discuss all things debt payoff, money mindset and her new book, My Money My Way: Taking Back Control of Your Financial Life. Kumiko began her debt free journey as a single mom making $24k a year. After trying every budgeting system on the market and facing a mountain of debt, she decided to create her own. The Budget By Paycheck Method was born, allowing her to pay off $77,000 in just 8 months.  Kumiko has amassed an impressive following of over 2M devoted fans by being transparent about her financial experiences and has been featured in GMA, CNBC,The New York Times and more. If you’re ready to tackle your financial mindset and get inspired, this episode is for you. In this episode we discuss: How Kumiko found herself in debt and how she paid it off as a single mom making $24k per year The reason Kumiko overspent and how she faced those deep challenges head on Kumiko’s journey out of being uncomfortable in her own skin to self love What financial fulfillment means and how you can reach it in your life + more Other related blog posts/links mentioned in this episode: Grab Kumiko Love's book, My Money My Way: Taking Back Control of Your Financial Life, here Check out Kumiko's first appearance on the Journey To Launch podcast, here Join the waitlist for my signature course, Map Your Way To Financial Independence, here. Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kumiko Love: Website Twitter: @thebudgetmom YouTube: @thebudgetmom Instagram: @thebudgetmom Facebook: @thebudgetmom Pinterest: @thebudgetmom Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide