The Millionaire Next Door pulled back the curtain on people who have built wealth. But they aren’t wearing jeans with holes in them and only eating out at McDonald's. For crying out loud - live like the rock star you are! ================ LISTENER QUESTION/COMMENTS ================ Are there better alternatives for an emergency fund than my bank (Matthew, California) The retirement plan at my new company has a Roth 403b option. Is that better than a Roth IRA or can I do both (Vienna, Kansas) Should I combine two 401ks at Fidelity into one (Brendan, Derry, NH) Is it ok to skip the bonds for now (Andrew, Virginia) ================ TOPICS =============== TRAVEL - the Goldilocks Windows for traveling hacking. MONEY SAVING - How to save on high heating bills this winter. https://scottalanturner.com/11-unique-things-homeowners-can-do-today-to-save-money-infographic/ RED ALERT MOMENT - Should you invest in art? NEWS OF THE WEIRD - $600,000 found behind a toilet in a church. ================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com Get your accounts in order with Optimize 401k: https://bit.ly/Optimize401k